Sunday, January 26, 2020

With thousands of satisfied customers, we truly are earning a reputation as DFW's Buy Here Pay Here Dealership. Check our inventory and let us know what your looking for!

Welcome to Our Financing Department

Welcome to Chapman Motor Company's Finance Department. We are eager to provide financing for your car today. All types of credit, from good to bad, can qualify for an auto loan here.  No credit? No problem! We will work with you if your situation demands it. Chapman Motor Company finances you personally in-house; we do not wait on a decision from a 3rd party.

How financing decisions are made:

At Chapman Moor Company, we pride ourselves on making the financing process as easy and affordable as possible.  Listed below is the information you will need to bring with you to make your process quick and painless!

  1. Driver's License or Government issued Identification Card.
  2. Check Stubs (most recent & oldest you have).
  3. Phone bill & Utility bill (water, gas or electric).
  4. Lease agreement (if renting) or proof of mortgage payment (if own).
  5. Down payments are cash only.

We also require Full Coverage Insurance before you leave the lot.

To get the best car financing offer, you should select a vehicle that best fits your budget and provide as much down as possible. These two factors alone may increase your likelihood of approval, could improve your offer, and will reduce your monthly payment.

Factors affecting your monthly payment

Your monthly payment is determined by three major factors listed below in order of impact:
  1. Amount financed.
  2. Term or length of contract.
  3. Annual Percentage Rate (APR).

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